Understanding Payment Gateways: Stripe vs PayPal vs Revolut
Choosing the right payment gateway is crucial for your online business. Let's compare the three most popular options supported by TorScript.
Stripe
Best for: Most businesses, especially in the US and EU.
Stripe offers the most developer-friendly payment processing with support for 135+ currencies. Fees are typically 1.4% + 20p for European cards and 2.9% + 30p for non-European cards.
- Supports Apple Pay and Google Pay
- Excellent fraud prevention (Radar)
- Instant payouts available
- PCI DSS Level 1 compliant
PayPal
Best for: Businesses wanting maximum buyer recognition.
PayPal is the most recognized payment brand globally. Fees are typically 2.9% + 30p. Many customers prefer PayPal because they don't need to enter card details.
- Buyer protection builds trust
- Pay Later options increase conversions
- One-touch checkout reduces friction
- Available in 200+ markets
Revolut
Best for: UK and EU businesses wanting lower fees.
Revolut Business offers competitive fees starting at 1% + 20p for UK cards. Their payment widget supports cards, Apple Pay, and Google Pay in a sleek interface.
- Lower fees than competitors
- Built-in multi-currency accounts
- Modern, clean checkout experience
- Fast settlement times
Our Recommendation
For most stores, we recommend offering both Stripe and PayPal, with Revolut as an option for UK-focused businesses. TorScript makes it easy — just enter your API keys and all three work simultaneously.
